Private Commercial Lending · Australia
Greyford Capital provides bespoke commercial loans to property developers and commercial borrowers across Australia. No committees. No delays. Terms you can build around.
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Indicative terms in 24–48 hours. Decisions made by principals with direct development experience — not credit committees working from a checklist. When a deal is time-sensitive, we treat it that way.
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Agreed terms are honoured. No late-stage conditions, no moving goalposts, no surprises at settlement. We understand that certainty of execution is often worth more to a developer than the rate itself.
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We lend where banks won't. No pre-sales required. Low-doc options available. Non-conforming borrowers considered. If your project stacks up commercially, we want to hear about it.
From land acquisition through to completion and residual stock, Greyford Capital structures facilities that match your project timeline — not the other way around.
No intermediaries. No black box. Three steps and you're funded.
Submit a brief overview of your project — location, loan size, LVR, purpose, and your timeline. We assess each deal on its commercial merits, not a scorecard.
Response within 1 business dayWe propose clear indicative terms: rate, LVR, facility size, term, and any conditions. Direct conversation with the decision-makers. No committee, no delay.
Indicative terms within 24–48 hours*Once terms are agreed and due diligence is complete, we settle on your timeline. Progress drawdowns available for construction facilities. We move when you move.
Settlement on your scheduleBanks demand extensive pre-sales before they'll fund a construction project. We assess the project's commercial viability on its own merits — freeing you to begin construction and sell at full market value.
If you're self-employed, don't have two years of financials, have credit impairment, or simply fall outside bank policy — we can work with you. ABN, BAS statements, and a strong project are often sufficient.
Private lending doesn't have to mean punishing rates. Our rates start from 8.95% p.a. on construction finance — competitive with many non-bank lenders, with the speed and flexibility of a private facility.
You deal directly with the people making the decision. No relationship managers, no escalations, no credit committees. This means faster answers, clearer communication, and a lender who understands your deal.
We work directly with commercial developers and commercial borrowers. If you have a project in mind — or on the horizon — submit an enquiry and we'll respond within one business day.
All enquiries treated with complete confidentiality.
Thank you for your enquiry.
We'll be in touch within one business day.